Credit Unions are member -owned- If YOU are a member, you own part of the credit union!
Credit Unions are NOT-for-Profit- This means that any profits that a credit union makes go to HIGHER dividends and LOWER interest rates for our members! We are also run by Volunteer Board Members.
Ever wonder how a lender decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards, auto loans, and mortgages. These days, many more types of businesses - including insurance companies and phone companies - are using credit scores to decide whether to approve you for a loan or service and on what terms. Auto and homeowners insurance companies are among the businesses that are using credit scores to help decide if you'd be a good risk for insurance. A higher credit score means you are likely less of a risk, and in turn, means you will be more likely to get credit or insurance - or pay less for it.
Join the national Do Not Call registry to avoid pesky phone solicitations. You can add your phone number today using one of the following two methods:
Online: Visit www.ftc.gov/donotcall
By Phone: Call: 1.888.382.1222