Credit Unions vs. Banks
Credit Unions are member -owned- If YOU are a member, you own part of the credit union!
Credit Unions are NOT-for-Profit- This means that any profits that a credit union makes go to HIGHER dividends and LOWER interest rates for our members! We are also run by Volunteer Board Members.
Credit Scores
Ever wonder how a lender decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards, auto loans, and mortgages. These days, many more types of businesses - including insurance companies and phone companies - are using credit scores to decide whether to approve you for a loan or service and on what terms. Auto and homeowners insurance companies are among the businesses that are using credit scores to help decide if you'd be a good risk for insurance. A higher credit score means you are likely less of a risk, and in turn, means you will be more likely to get credit or insurance - or pay less for it.
Unwanted Credit Offers
Join the national Do Not Call registry to avoid pesky phone solicitations. You can add your phone number today using one of the following two methods:
Online: Visit www.ftc.gov/donotcall
By Phone: Call: 1.888.382.1222
